B. Dixon Risk Management Corp.

Commercial Insurance
& AI Risk Strategy
for Modern Business

We protect what you've built — and help you build smarter. Serving commercial clients across Florida, Georgia, Colorado, and South Carolina with bespoke P&C coverage and forward-thinking AI risk consulting.

4 States Licensed
2 Practice Areas
HNW Specialty Focus

About the Firm

Led by Experience,
Driven by Precision

B. Dixon Risk Management Corp. is a Miami Beach–based commercial insurance brokerage and risk consulting firm founded by Brent R. Dixon. Structured as an S-Corp and licensed across four states, the firm serves a distinguished portfolio of commercial clients — from high-net-worth accounts to HOA and condominium complexes in South Florida's most demanding markets.

Through a strategic partnership with The Dixon Agency LLC, Brent co-leads a full-service commercial P&C brokerage operation extending from Atlanta into Florida, Colorado, and South Carolina — delivering coverage solutions with the precision that complex commercial accounts require.

Beyond traditional brokerage, B. Dixon Risk is at the forefront of AI-driven risk consulting — helping businesses understand, quantify, and insure against the emerging risks that artificial intelligence introduces to their operations, liability exposure, and long-term strategy.

Brent is also active in the community as Secretary of ProPath Soccer and The Rock Island Organization (RIO), the Dixon family's 501(c)(3) foundation.

Brent R. Dixon

Principal & Licensed P&C Broker

Miami Beach, FL & Atlanta, GA


Licensed States

Florida Georgia Colorado South Carolina

What We Do

Comprehensive
Commercial Coverage

From general liability and commercial property to specialized programs for condominiums and high-net-worth clients, we structure coverage that matches the complexity of your business.

Commercial Property

Protecting your buildings, contents, and business income with comprehensive property programs — including wind, flood, and catastrophe coverage for coastal markets.

  • Building & contents replacement
  • Business income / extra expense
  • Coastal & wind exposure
  • HOA & condo master policies

General Liability

Broad commercial liability protection tailored to your industry and operations — safeguarding your business against third-party bodily injury, property damage, and legal defense costs.

  • Premises & operations
  • Products & completed operations
  • Professional liability
  • Umbrella & excess layers

High-Net-Worth

Specialized programs for affluent individuals and complex commercial accounts requiring higher limits, broader terms, and white-glove service in South Florida's luxury market.

  • High-value property programs
  • Excess liability layers
  • Coastal risk specialists
  • Luxury & tech-migration clientele

HOA & Condo Complexes

Master policy programs purpose-built for homeowners associations and condominium communities — addressing coinsurance compliance, wind exposure, and D&O coverage for boards.

  • Master property policies
  • Directors & Officers (D&O)
  • Fidelity / employee dishonesty
  • Coinsurance compliance review

Commercial Auto & Fleet

Fleet and commercial auto programs for businesses with vehicle exposure — from single-vehicle contractors to multi-unit fleets requiring scheduled auto and hired/non-owned coverage.

  • Scheduled commercial auto
  • Hired & non-owned auto
  • Fleet programs
  • Contractors & trades

Workers' Compensation

Statutory workers' compensation programs across all licensed states, with loss control consulting to help employers reduce claim frequency and protect their experience modification rate.

  • Statutory WC coverage
  • Employer's liability
  • Loss control programs
  • Experience mod management

AI & Risk Consulting

Is Your Business Ready
for the AI Risk Era?

Artificial intelligence is reshaping liability, operations, and data exposure faster than most insurance programs can keep pace. B. Dixon Risk Management provides the strategic consulting layer that bridges your AI adoption with your risk management program.

Schedule an AI Risk Review

AI Liability Assessment

Identify coverage gaps created by AI-driven decisions, automated processes, and algorithmic outputs in your business operations.

Technology E&O Review

Evaluate your errors & omissions exposure as AI tools become embedded in client deliverables and professional services.

Risk Program Integration

Align your AI strategy with a modernized risk management framework — covering cyber, data privacy, and emerging tech liability.

Coverage Territory

Licensed & Serving
Four States

With deep roots in the Miami and Atlanta metro markets, we deliver consistent commercial insurance expertise across our full licensing footprint.

Florida

Miami Beach · Miami Metro · South Florida Coastal Markets

Georgia

Atlanta Metro · Metro Atlanta Commercial Corridor

Colorado

Denver Metro · Front Range Commercial Accounts

South Carolina

Charleston · Columbia · Coastal & Upstate Markets

Get in Touch

Let's Talk About
Your Risk

Whether you need a commercial quote, a renewal review, or a strategic AI risk consultation, we're here to help.

Phone

786-804-2580

Website

bdixonrisk.com

Headquarters

Miami Beach, FL

Request a Quote or Consultation